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SEPA countries list 2023


Feb 24, 2023

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Sepa countries list

If you have a bank account in a SEPA country, you can freely and easily transfer money international to other SEPA bank accounts. SEPA stands for the Single Euro Payments Area and there are 36 SEPA countries.

Here’s a list of SEPA zone countries, including codes used for BIC, IBAN and the country’s currency.

Åland Islands FI FI EUR
Austria AT AT EUR
Azores PT PT EUR
Belgium BE BE EUR
Bulgaria BG BG BGN
Canary Islands ES ES EUR
Croatia HR HR HRK
Cyprus CY CY EUR
Czech Republic CZ CZ CZK
Denmark DK DK DKK
Estonia EE EE EUR
Finland FI FI EUR
France FR FR EUR
French Guiana GF FR EUR
Germany DE DE EUR
Gibraltar GI GI GIP
Greece GR GR EUR
Guadeloupe GP FR EUR
Guernsey GG GB GBP
Hungary HU HU HUF
Iceland IS IS ISK
Ireland IE IE EUR
Isle of Man IM GB GBP
Jersey JE GB GBP
Latvia LV LV EUR
Liechtenstein LI LI CHF
Lithuania LT LT EUR
Luxembourg LU LU EUR
Madeira PT PT EUR
Martinique MQ FR EUR
Mayotte YT FR EUR
Monaco MC MC EUR
Netherlands NL NL EUR
Norway NO NO NOK
Poland PL PL PLN
Portugal PL PL EUR
Réunion RE FR EUR
Romania RO RO RON
Saint Barthélemy BL FR EUR
Saint Martin (French part) MF FR EUR
Saint Pierre and Miquelon PM FR EUR
San Marino SM SM EUR
Slovakia SK SK EUR
Slovenia SI SI EUR
Sweden SE SE SEK
Switzerland CH CH CHF
United Kingdom GB GB GBP

SEPA countries where EURO is not local currency

Country IBAN/BIC code Currency code
Bulgaria BG BGN
Czech Republic CZ CZK
Denmark DK DKK
Bulgaria BG BGN
Gibraltar GI GIP
Hungary HU HUF
Iceland IS ISK
Liechtenstein LI CHF
Norway NO NOK
Poland PL PLN
Romania RO RON
Sweden SE SEK
Switzerland CH CHF

Non SEPA countries

Not all European countries are part of the SEPA zone. Here’s an extended list of the European countries that are not in SEPA:

  • Albania
  • Armenia
  • Azerbaijan
  • Belarus
  • Bosnia and Herzegovina
  • Georgia
  • Kazakhstan
  • Kosovo
  • Moldova
  • Montenegro
  • North Macedonia
  • Russia
  • Serbia
  • Turkey
  • Ukraine
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Note: The content in this article is for general informative purposes only. You should conduct your own research or ask for specialist advice before making any financial decisions. All information in this article is current as of the date of publication, and DNBC Financial Group reserves the right to modify, add, or remove any information. We don’t provide any express or implied representations, warranties, or guarantees regarding the accuracy, completeness, or currency of the content within this publication.