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Which ways to transfer money from Switzerland abroad and vice versa?


Jan 18, 2023

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If you are looking to transfer money from Switzerland and vice versa, this article will work for you. Switzerland has flexible and secure payment systems, so various methods of sending money abroad are available.

Also, if you’re wondering about the question: “How do I send money from Switzerland to the USA?” The article can help, too.

Transfer money from Switzerland

Switzerland belongs to Central Europe but it isn’t a member of the EU. Instead, this country prefers to use their own currency: the Swiss franc (CHF).

There are several ways to transfer money from Switzerland abroad

There are several ways to transfer money from Switzerland abroad

CHF has been regarded as one of the safest havens for the financial world. Thus, you can choose one of the following options to send your money from Switzerland securely and fast.

Using an online international money transfer service

One of the most popular ways of sending money from Switzerland internationally is through an online money transfers service. People often prefer using this way because it’s easy, fast, cheap and secure.

You can easily choose one among many online transfer providers available in Switzerland.

Those companies have accounts in countries all over the world. If you plan to send a big amount of money, it doesn’t matter to them.

Some typical companies are listed as below:

DNBC Financial Group





World Remit


Your money can be received by your beneficiary from 3 to 5 working days. Also, there is a limit on how much money you transfer, depending on the destination of the money.

In general, the fees are quite reasonable. You just pay a small fixed fee and a percentage of the transferred amount and the exchange rate. The fixed fee is calculated about CHF 0.50 – 3.00 while the percent can fluctuate between 0.25 – 1.00%.

For protecting your funds and preventing money laundering, there is a regulation by FINMA (The Swiss Financial Market Supervisory Authority) in Switzerland or the financial regulators that the online money transfer services have to be regulated.

Money transfers via a traditional bank

Banks in Switzerland have become more and more popular for many years and a lot of people still use them for sending money from Switzerland.

This is due to a high level of tight security against fraud. Banks also take tight security measures to counter money laundering.

You will need IBAN or SWIFT of both your account and your beneficiary account to transtract.

Because Switzerland belongs to SEPA (the Single European Payment Area), this makes international payments across Europe a lot easier.

Although money transfers via traditional banks are safe, it can be much more expensive than other services.

Fees include a standard flat fee. The fees are determined by many factors: destination, paid amount, transfer methods, and fast track transfer requests.

Generally, it can cost you between CHF 3 – 30. Sometimes, there are additional hidden fees, so you need to check your fees with care.

How to send money to Switzerland from US

There is a great demand for sending money to Switzerland from US. You can buy overseas property or a holiday home abroad, pay for overseas tuition fees, overseas investments, send money to relatives overseas…We will give you transfer solutions.

No matter what form of international money transfer service you intend to choose, sending money to Switzerland from abroad is one of the most accessible transfer corridors.

Thus, you can choose bank transfers. Although they can be delivered more slowly than credit or debit cards, they will give you the most secure value to your funds.

Other providers can accept the cash delivery and even deliver your funds directly to your beneficiary’s house.

Some typical ways of sending are:

By using credit card or debit card

To keep your transaction at a low-cost rate, you can choose an online money transfer provider for your transfer to Switzerland from the USA.

A credit card is a good choice because it’s easy and fast. You can choose Visa, Maestro cards or Mastercard.

In addition, you can take debit cards. It is convenient and fast, too. It’s also cheaper than using credit cards because credit cards are more costly to process.

Before making a transaction, it’s necessary for you to understand all the processing fees.

By using a wire transfer

Wire transfers are the most preferable ways of sending money to Switzerland as they are convenient and reliable.

By using wire transfers, you have to use a SWIFT/BIC code when finishing your transaction.

Moreover, you’re only charged for a sender fee with a small exchange rate amount.

The amount of CHF received from the US will mainly rely on the transfer service you choose. There are some providers with smaller remittance payments, and some providers with larger transfers.

Sometimes, you need to take a close look if there are any regulations involved in the amount of CHF that can be received in Switzerland or sent from the US before making a transaction.

About DNBC Financial Group

DNBC Financial Group aspires to be the top business account for international payment.

We provide full online payment experience, which allows you to make transactions around the clock in more than 170 countries and in different currencies.

Thus, you can transfer money from Switzerland, send money to Switzerland or send money to Switzerland from the US via DNBCNet easily, fast and safely.

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Or please contact DNBC

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Note: The content in this article is for general informative purposes only. You should conduct your own research or ask for specialist advice before making any financial decisions. All information in this article is current as of the date of publication, and DNBC Financial Group reserves the right to modify, add, or remove any information. We don’t provide any express or implied representations, warranties, or guarantees regarding the accuracy, completeness, or currency of the content within this publication.