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SWIFT works by assigning each member institution a unique ID code that identifies the bank name, country, city, and branch.
For example DNBC Financial Group BIC code is: DSFE LT 21 XXX
- The first 4 characters represent our institution (DSFE - DNBC Financial Group).
- The 2 following characters represent the country we are based in (LT - Lithuania).
- The other 2 following characters might be used to represent the location/city or a combination of numbers based on the organization's liking.
- There might be an additional 3 characters, which are the institution’s branches.