Bank routing number lookup. Definition, Where and How to find yours

In the United States, banks, credit unions, and payment processors, including clearinghouses, require users to use a bank routing number and an account number to execute numerous sorts of financial transactions other than paper checks. If you do not know what is the bank routing number? Don’t worry, DBNC Financial Group will clarify the routing number and its use, whether it is necessary and how to determine your bank’s routing number.

Bank routing number lookup. Definition, Where and How to find yours

What does a bank routing number mean?

Financial institutions use nine-digit routing numbers to identify other financial organizations. For example, a routing transit number (RTN) and an ABA routing number (American Bankers Association) are different names. Institutions can discover your specific account using this information along with your account number.

To speed up and improve the efficiency of transactions, the banking industry introduced the numbers in 1910. The possibility of miscommunication is decreased because each bank has a unique number allocated to it. Thus, with unique bank routing numbers, two banks are still easily distinguished from one another even if they have identical names.

Understandably, you can consider it a numerical address that a bank may use to transmit and receive money from other financial organizations. The routing number identifies the financial institution in charge of the payment and guarantees that the money is delivered to the correct location. Currently, routing numbers are utilized in various financial activities including direct deposits, wire transfers and payments using banking applications.

When will you require your routing number?

Your routing number will be required in various scenarios, including setting up direct deposit, automated loan payments, and recurring transfers such as bill payments.

You’ll also need it when you file your taxes to collect your tax refund, debt a tax payment, or when making Automated Clearing House, or ACH, transactions between bank accounts. You will only need your routing number when transferring cash to or from your bank account – never for debit or credit card purchases.

How to find routing number on a check

Your routing number may be found in the lower-left corner of your checks. It’s the first nine digits in a lengthy string of numbers. That string of numbers, known as the magnetic ink character recognition line, contains your routing number, account number, and check number in that sequence.

If you don’t have a check, your routing number can be found in other ways:

• Online banking
• Your bank account statement
• Phone customer service at your bank

Remember that route numbers might alter from time to time. For example, financial organizations might liquidate branches, rearrange their operations, or modify the purpose of a routing number, which can all impact the number associated with your account. Therefore, confirm your routing number with your bank before using it to avoid giving out the wrong number.

Every bank has at least one routing number, and bigger banks may have many. When you create an account with a bank with numerous routing numbers, they might vary based on where you started your budget and the transaction you’re running.

Suppose you live in Texas, for example. In that case, your routing number for setting up direct deposit may differ from your friend’s in California and your mother’s when she accepts an incoming wire transfer — even if you all use the same bank.

Routing numbers for the bank of the U.S.

Verify that the routing number for your state shown below is the same as what appears on your checks or your online account when you are logged in.

The following Bank of America routing numbers are only used for electronic payments from checking accounts. Certain states or areas use different routing numbers for checks and electronic payments. In addition, wire transfers typically have their routing numbers as well.

State	Routing number
Alabama	051000017
Alaska	051000017
Arizona	122101706
Arkansas	082000073
California	121000358
Colorado	123103716
Connecticut	011900254
Delaware	031202084
Washington, D.C.	054001204
Florida	063100277
Georgia	061000052
Hawaii	051000017
Idaho	123103716
Illinois (South and Chicago Metro)	081904808
Illinois (North)	071000505
Indiana	071214579
Iowa	073000176
Kansas	101100045
Kentucky	064000020
Louisiana	051000017
Maine	011200365
Maryland	052001633
Massachusetts	011000138
Michigan	072000805
Minnesota	071214579
Mississippi	051000017
Missouri	081000032
Montana	051000017
Nebraska	051000017
Nevada	122400724
New Hampshire	011400495
New Jersey	021200339
New Mexico	107000327
New York	021000322
North Carolina	053000196
North Dakota	051000017
Ohio	071214579
Oklahoma	103000017
Oregon	323070380
Pennsylvania	031202084
Rhode Island	011500010
South Carolina	053904483
South Dakota	051000017
Tennessee	064000020
Texas	111000025
Utah	123103716
Vermont	051000017
Virginia	051000017
Washington	125000024
West Virginia	051000017
Wisconsin	051000017
Wyoming	051000017

Routing numbers for Wells Fargo

Verify that the routing number for your state shown below is the same as what appears on your checks or your online account when you are logged in.

Please note that these Wells Fargo routing numbers are for checking accounts only, not for wire trades. There are two for California; however, the one on the following list is effective throughout the state.

State	Routing number
Alabama	062000080
Alaska	125200057
Arizona	122105278
Arkansas	111900659
California	121042882
Colorado	102000076
Connecticut	021101108
Delaware	031100869
Washington, D.C.	054001220
Florida	063107513
Georgia	061000227
Hawaii	121042882
Idaho	124103799
Illinois	071101307
Indiana	074900275
Iowa	073000228
Kansas	101089292
Kentucky	121042882
Louisiana	121042882
Maine	121042882
Maryland	055003201
Massachusetts	121042882
Michigan	091101455
Minnesota	091000019
Mississippi	062203751
Missouri	113105449
Montana	092905278
Nebraska	104000058
Nevada	321270742
New Hampshire	121042882
New Jersey	021200025
New Mexico	107002192
New York	026012881
North Carolina	053000219
North Dakota	091300010
Ohio	041215537
Oklahoma	121042882
Oregon	123006800
Pennsylvania	031000503
Rhode Island	121042882
South Carolina	053207766
South Dakota	091400046
Tennessee	064003768
Texas	111900659
Texas (El Paso)	112000066
Utah	124002971
Vermont	121042882
Virginia	051400549
Washington	125008547
West Virginia	121042882
Wisconsin	075911988
Wyoming	102301092

Make sure you keep your bank routing number to yourself. In addition, it’s a good idea to contact your bank if you notice any fraudulent transactions on your account. 

About DNBC Financial Group

The DNBC Financial Group is a financial organization that operates in the global financial market. It offers corporate and individual customers an intelligent digital payment system, a practical payment platform, and an easily accessible online money transfer/receipt service globally. DNBC facilitates SWIFT and SEPA payments to 170 countries and territories worldwide, offering our clients various transfer options at the lowest possible rate and with the shortest wait time.